Coverage built around the life you actually built.
Working for yourself shouldn't mean sorting through health insurance alone. IWD Benefits helps self-employed professionals, 1099 contractors and business owners understand their private health and life insurance options — carefully, privately, and without the sales pitch.
You work directly with Damaris — the same person from the first question to the last piece of paperwork.
Guidance on private health and life insurance options outside the employer-sponsored model.
Your choices explained in terms you can actually weigh, with the trade-offs said out loud.
Built for people who left the employer plan behind.
Most insurance is designed around a payroll department. If yours doesn't exist, the conversation has to start somewhere else — with your household, your income, and how you actually live.
You work with Damaris — not a call center.
IWD Benefits is a private advisory built around one idea: people making a real financial decision deserve to talk to someone who knows their name.
Damaris works with self-employed professionals, contractors, business owners and families handling coverage on their own. She listens first, explains the options in plain language, says the trade-offs out loud, and stays reachable long after the paperwork is done.
Two conversations. Choose where yours starts.
Coverage without the corporate box.
Private health insurance options for the self-employed, contractors, business owners and families — explained, compared, and built around your household.
Explore health options Life InsuranceProtecting the people and legacy that matter.
Income replacement, family protection, business continuity and legacy planning — thought through carefully, with no pressure and no rush.
Explore life optionsLet's find the right coverage for you.
Share a few details and Damaris will review your information and follow up regarding the options available to your situation.