Coverage without the corporate box.
Private health insurance for self-employed professionals, 1099 contractors, business owners and families who don't have an employer plan to fall back on.
Education first. Decisions second.
When you're self-employed, health insurance stops being a form you fill out during onboarding and becomes a real financial decision — one with monthly cost on one side and exposure on the other.
Damaris starts by understanding your situation rather than leading with a product. What does your household look like? What are you comfortable paying each month? What matters more to you — predictable monthly cost, or protection against the large, unlikely expense? From there, the options that may be available to you get reviewed together, in plain language.
There's no obligation attached to the conversation. Some people finish it and enroll. Some finish it and decide to wait. Both are legitimate outcomes.
Six things that change the answer.
No two households get the same set of options. These are the factors that most often move the conversation.
Age is a primary input for most individual coverage and is generally accounted for by carriers.
Availability is tied to where you live. Your ZIP code determines which options can even be discussed.
Who needs coverage — you alone, a couple, or a family — reshapes the entire comparison.
What you're comfortable committing to monthly, and what you'd rather not carry.
Access to particular providers, prescriptions, and the kind of care you actually use.
The details specific to your situation, which are reviewed directly rather than assumed.
An honest conversation, then options.
The intake is short. The explanation is thorough. Nothing is submitted on your behalf without your say.
A short intake
Names, ages, ZIP code, household members, and how to reach you. Enough to look at real options rather than hypotheticals.
A review of what's available
Damaris reviews the options that may fit your circumstances and prepares them for a straightforward walkthrough.
A side-by-side comparison
Structure, cost, and trade-offs — including where a given option may not serve you well.
Your decision, on your timeline
If you choose to apply, Damaris helps you through the process and remains available afterward.
Thank you.
Your information has been received. Damaris will review your request and follow up regarding your available options.
This is a request for information only. It is not an application for insurance and does not guarantee coverage, approval, eligibility, or pricing.