Terms & Disclosures

Last updated: . These terms are provided as a starting template and should be reviewed by qualified counsel before publication.

Informational purposes

The content on this website is provided for general informational purposes only. It is not insurance advice, tax advice, legal advice, or an offer of coverage, and it should not be relied upon as a substitute for a policy document or a conversation about your specific circumstances.

No guarantee of coverage

Submitting a quote request is a request for information. It is not an application for insurance and does not guarantee coverage, approval, eligibility, benefits, savings, or any particular premium. Plan availability, pricing, eligibility, benefits and underwriting decisions are determined by the issuing carrier and vary by individual circumstances.

Policy documents control

Any description of coverage on this site is general in nature. The terms, conditions, limitations and exclusions of any policy are governed solely by the policy documents issued by the carrier.

Licensing

IWD Benefits offers insurance products in states where properly licensed. Licensing details are available on request.

Third-party links

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