You have questions. Damaris helps you make sense of your options.
Private health & life insurance
for independent professionals
An actual person, not a call center.
IWD Benefits is built around one idea: that people making a real financial decision deserve to talk to someone who knows their name.
Damaris works with self-employed professionals, contractors, business owners, and families who are handling coverage on their own. Most of them arrive with the same feeling — that insurance is written in a language nobody bothered to translate. The first job is translation. The second is finding what fits.
She's detail-oriented by nature, which is a useful trait in an industry where the details are the entire product. She asks more questions than most advisors do, because the answer changes depending on your household, your budget, and what you actually want coverage to do.
And she stays reachable. The relationship isn't finished when a form is submitted.
Four commitments.
Your circumstances come before any recommendation. The intake exists to understand, not to qualify you out.
If a term needs defining, it gets defined. You should be able to explain your own coverage to someone else.
Every option costs something — money, access, or flexibility. You'll hear about all three.
Questions come up months later. That's normal, and answering them is part of the work.